The simple answer is no. For the most part, credit card debt is generally subject to discharge, but in some instances it may not be. For example, credit that was issued based on fraudulent information by the debtor will not be discharged. Other debt, such as child support, spousal maintenance, and outstanding taxes will likewise not be discharged. The only way to know about your personal situation is to discuss your case with a bankruptcy attorney. In Utah you can find a consumer bankruptcy attorney on the web at .

How Do I Get Personalized Bankruptcy Service?

I was recently asked this question by a lady who called my office.  She had been getting the run around from a Bankruptcy Mill.  These are places that try and do as many bankruptcy cases as they can to turn a profit – some of these places are not even lawyers they are paperwork prepares.

You Deserve Personalized Bankruptcy Service!

It is important to realize that filing Bankruptcy is a lot like a dating, if you do not choose the right person it is destined for failure. That is not to say that you won’t get your Bankruptcy discharge if you use a Bankruptcy Mill, but rather that the Bankruptcy Process will be a lot more stressful than it should be. If you work with a bankruptcy attorney that you trust and that you know is there with you every step of the way, the Bankruptcy Process is a lot less stressful! If you are filing for Bankruptcy, you already have enough stress in your life, why add to it? You deserve personalized service during this stressful time! You deserve a Bankruptcy Attorney who limits the number of clients taken on each month so that you can be provided with personalized service!

Schedule Your Free Personalized Bankruptcy Strategy Session Today!

If you are ready to file for Bankruptcy and want the personalized service that you deserve, contact me today for your FREE Bankruptcy Strategy Session, by calling me at (801) 221-9911. I limit the number of clients I take on each month so that I can give each of them the personalized service you deserve.

You Can You Declare Bankruptcy by Saying It in Public?

In an episode of The Office, when Michael Scott’s finances are tight, he screams, “I declare bankruptcy!” His accountant Oscar says, “Hey, I just want you to know that you can’t just say the word bankruptcy and expect anything to happen.” Michael replies, “I didn’t say it, I Declared It.” Of course, Oscar is right. Filing for bankruptcy requires preparing numerous documents, taking classes and paying a filing fee.  Sometime I wonder if congress purposefully created so many requirements just to limit the number of bankruptcies that are filed.  I know there are a lot of people who should file a bankruptcy but do not choose to do so because it seems overwhelming.  It does not need to be that way – a competent bankruptcy attorney can help you make the process doable and the right step for you.  In Utah visit us on the web at